I’m normally upbeat in my articles. I like the idea of exploring and developing strategies to help readers achieve long-term financial security through smart property investment. But this month I need to have a rant because the current debate around housing...
General Articles
The thief of time
When I look upon my years in the property investment advisory field, there are several platitudes that have come up time and again. From “Location! Location! Location!” to, “Buy the worst house in the best street.” These sayings are designed to put in simple terms the...
PIPA Annual Investor Sentiment Survey.
Don't miss your chance to have a say in the PIPA Annual Investor Sentiment Survey. The 8th PIPA Annual Investor Sentiment Survey is now open! CLICK HERE TO START PIPA is currently surveying Australia’s existing property investors to reveal the mood, confidence, and...
How to make money in a downturn
Property owners were riding high on incredibly price growth last year. Regardless of where you purchased it’s likely your assets saw double-digit gains between the start of 2020 and the end of 2021. But experienced real estate operatives know the good times don’t last...
The business of property investing
Real estate occupies a special place in the Australian psyche. Houses are the places where we live, shelter, work and interact with the people we love most. Home is our security and comfort. But this masks a basic fact that property investors must recognise if they...
Revised Discussion – Will interest rates kill the market?
In April this year, we discussed the impacts of RBA interest rate changes, now with several more increases to the cash rate, the underlying message for property has remained the same. This discussion below is timely to discuss again. Australians are an interesting...
Choosing the right builder for your investment
It’s been a challenging time in the construction sphere for both builders and property owners. Government stimulus throughout 2020 and 2021 looked like a godsend. It boosted a building sector that was at risk of decimation under COVID-led shutdowns and economic...
Dealing with a low bank valuation
I came across an incredible story recently while talking to one of our advisors. He’d helped a client put an excellent new-build investment under contract and had just received the bank valuation back from the financier. It had come in $70,000 below the contract price...
The psychological security of bricks and mortar
The world feels uncomfortably uncertain right now. We’ve been delivered blow after blow of upending news leaving many people psychologically punch drunk and staggering. The troubles have been relentless – not just the pandemic but political upheaval, international...
Will interest rates kill the market?
Australians are an interesting lot. When it comes to important issues deliberated around the kitchen table, there are some tried and true discussion starters. It could be about the effectiveness of our political leaders, or which sporting franchise is up the...
My top 12 tips for property investors
Property investment is seen by many people as a DIY path to financial security. We’ve all pretty much bought or sold a home, been a tenant or dabbled in investment, so most Australians feel capable of trading real estate. For this reason, plenty also believe investing...
When size DOES matter
There’s a well-worn phrase that works not just as a punchline to a ribald joke… it’s that size does not matter. And in many scenarios, this can be true, particularly when it comes to small but influential people. Patty Mills, our most celebrated Olympic basketballer,...
The devil in the detail costing you big dollars
There’s nothing quite like a bright shiny thing for catching attention. It’s human nature for a shimmer off the surface to draw your gaze. You see it everywhere. Necks crane as a high-end automobile whizzes by. A new architectural home emerges and suddenly the street...
How to save thousands in 2022
After an extraordinary 2021 in property, it’s not hard to imagine we’re all bulletproof investors heading into this year. There are signs momentum in the market is ramping up once more. This might seem like a great thing on the surface, but there’s something different...
Why rising costs shouldn’t stop new build investing
While, right now, it might feel like we’ve weathered the worst of the pandemic, there is still plenty of fallout to deal with. One industry that’s finding things logistically challenging is construction, and the troubles could be set in for some time. So, given all...
Throwing the baby out with the bathwater
When it comes to property investment, the concept of compounding is considered a good thing. That growth-on-growth model is normally associated with rising values and exponential gains, building your wealth at an increasing rate over time. But there is one form of...
The 5 worst sources of property investment advice
Opinions are like bellybuttons… everybody has one! Finding advice on anything is easy. Simply jump into a taxi and you’ll receive a full gamut of views on how stuffed our political situation is. Or strike up a conversation at a bus stop and watch your fellow commuter...
The true cost of inaction
Most of us make New Year’s resolutions. Drop some weight, call our mums regularly, see friends more often… we are full of good intentions at the beginning of each year. Unfortunately for most, the motivation starts strong and then peters out as everyday happenings get...
My market predictions for 2022
As we approach the end of the year and everyone starts to wind down, it’s a great opportunity to begin formulating plans for the coming 12-months. Having a strategy is essential – if you fail to plan, you are planning to fail. To help you deliberate on your personal...
Start small, finish big
There’s a well-worn philosophy on investing that I‘ve seen rolled out time and again by some advisors. It suggests investors should try and buy the best-quality, highest-priced, blue-chip property they can afford as close as they can to a major CBD. The reasoning...
Investing in property ‘like a Buffet’
Most people have heard the famous quote from the Oracle of Omaha, Warren Buffet, which says, “Be fearful when others are greedy, and greedy when others are fearful.” It’s the classic counter-intuitive investor’s creed. When everyone else is doing one thing, you should...
The dangers in risk:reward blindness
One of the foundational elements of the property game is selling. Whether it’s real estate, professional services or a particular investment strategy, the seller’s plan is to convince the buyer that they’d be mad to pass up the opportunity. The unfortunate thing is...
Why I welcome APRA’s latest move
Among the property investment industry, there’s an acronym that strikes fear into the hearts of many advisors… APRA The Australian Prudential Regulation Authority set the lending practice rules for our major institutions. APRA have at their disposal various options...
PIPA Annual Property Investor Sentiment Survey 2021
https://www.pipa.asn.au/wp-content/uploads/2021/09/PIPA_Investor-Survey-Report_2021_Final.pdfThe 2021 PIPA Annual Property Investor Sentiment Survey was conducted in August 2021 and surveyed Australia’s existing and aspiring property investors to reveal the mood, confidence and key trends underlying the Australian property investment market. Please click on...
How vacancy rates drive prices
There are many metrics in the analytical quiver of property advisors. Some are more crucial than others, but they all help identify locations with great investment potential. Among the flock of numbers is vacancy rates, a lead indicator that can telegraph the imminent...
The ACCRUE stress test: Your key to financial confidence
There are all sorts of situations where you check your resilience under pressure. It could be around looming work deadlines. It might be a major life decision, or perhaps it’s overcoming fear and achieving a long-term goal. In these moments we measure our ability to...
Why you should invest near owner-occupiers
There are numerous property metrics investors can draw on to select locations with growth potential. From median price movements to vacancy rates, and population increases to building approvals. All data works in unison to paint a picture of excellent options across...
The two most important measures of market performance
When it comes to property markets there are a lot of ‘truisms’ put out there. They’re sayings which are supposed to deliver a dose of entrenched wisdom as bite-size intelligence. It feels there’s no property quandary that can’t be solved by phrases such as, “Location!...
PIPA Adviser Magazine – June 2021
ISSUE #23 – JUNE 2021 WHY THE MARKET IS NOT DONE WITH US YET In this issue, the PIPA Adviser features: Investors make a return to the marketWhy the market is not done with us yetHow new design will shape future officesPIPA member profile with proptech entrepreneur...
How NOT to buy a property
There’s all manner of advice out there for property investors. Just pop your head above the trenches and watch the stampede of talking heads come at you. Some will have useful things to say, while others will be full of bluff and bluster, glossy brochures in hand and...
Rental property undersupply four years in the making
The critical undersupply of rental properties in many locations around the nation is partly the result of lending restrictions that came into force four years ago, according to the PIPA.A number of smaller capital cities are currently struggling with significant...
When ‘Location! Location! Location!’ fails
I imagine there’s a lost tribe somewhere deep in the Amazon who’s had no contact with western civilization, yet if you asked them what they look for in a home camp, their answer would be, ‘Location! Location! Location!’ From an early age it’s drummed into us. The...
Why investors need a lifetime mindset
It’s human nature to become set in your ways. We seem to find our familiar groove and, once settled, are happy to coast along. But this is a false sense of security because the ‘safe zone’ is actually dangerous territory. If we’ve learned anything from the past year...
How to be finance savvy
When it comes to property investing, most people understandably believe it’s all about bricks and mortar. Finding the right asset in a prime location, building a portfolio of appropriate assets, then sitting back while your wealth increases. And, to some degree, this...
PIPA Adviser Magazine – March 2021
ISSUE #22 – MARCH 2021 INTEREST RATES SET TO STAY LOW UNTIL 2024 In this issue, the PIPA Adviser features: Interest rates set to stay low until 2024How have housing markets performed across Australia’s in-land rural towns?PIPA member profile with Elephant Advisory’s...
‘LiveVesting’ a new trend: How to use government subsidies to dip your toes into investing
by Maja Garaca Djurdjevic 14 December 2020 - Smart Property Investment Livevesting” is replacing rentvesting, according to one property adviser, but are you on top of this new trend? Once-in-a-generation events, such as the global coronavirus pandemic, have given rise...



































